Speedy payment

Small loans can be sent in minutes

No obligation quote

Check your eligibility and personalised offer

1000's of people helped

Over 7500+ loan applications processed daily!

* required field
£

About the loan

Your details

You must be over 18 to apply
Children under 18 years old that you are financially responsible for. This helps us see if your loan is affordable.

Your home details

We need to know you have a permanent address.
To enter your address manually [Click here].

Your employment details

Please state your total income after tax including salary, benefits, maintenance, pension, etc. If you think your income might drop in the next 6 months (e.g. reduced hours), please enter the lowest monthly income.
£

Your monthly outgoings

If you share any expenses, please only enter YOUR contributions. If these will go up in the next 6 months (e.g. moving house) please enter the highest monthly expenses
Your contribution to the rent and/ or mortgage
£
Your contribution to gas, electricity, water and other energy bills.
£
Your contribution to council tax.
£
Public transport, car/van costs, fuel, servicing, etc.
£
Payments for: payday loans, other loans, credit cards, storecards, home credit, catalogues, retail finance, car finance, insurances, etc.
£
Food and drink at home or elsewhere (including restaurants, pubs, etc), leisure/recreation (including streaming services), medical expenses, education (including school trips and other ad hoc costs), reading materials, holidays, clothing and personal care (toiletries, beauty products, hairdressing, etc).
£

Finally, where can the loan be paid?

We only ask for this information to verify your identity and confirm that you have a bank account where the loan can be paid to you.

By submitting your application, you are confirming that you agree with our Terms & Conditions and that you have read our Privacy Policy. You also confirm that the details you have provided are accurate as they will be shared with our panel of lenders and brokers for the purpose of performing a soft credit search that will not affect your credit rating. It is important for you to understand that Flux Funding Limited and its partners may need to contact you as an essential part of your application.

Your data is secure

Sunny is a registered trading name of Upward Finance Ltd who are an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 11365247 / FRN 821471). Licenced by the Information Commissioners Office, (registration number ZA480450). Registered Office: Sunny Loans, 7 Bell Yard, London, England, WC2A 2JR. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333.

*Upward Finance is a licenced credit broker, not a lender. Upward Finance will not perform a credit check, however, lenders will soft search your application to assess your eligibility for a loan. If you accept their loan offer, they will perform a hard credit search.

#Subject to lenders’ requirements and approval. Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

+Between 7/11/21 and 15/11/21 Flux Funding processed an average 7510 customer loan applications per day.

Sunny does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website. The minimum repayment term is 3 months.