Make an informed decision with our quick guide

Fernovo are a relatively new lender to the market. They pride themselves on being a consumer lead company that prides itself on delivering fair customer outcomes.


What you need to know?

Representative 89% APR

Representative Example: Borrowing: £1000 for 18 months, Total Repayable: £1853.43, Total Interest: £853.43, Interest Rate (Variable): 89.9%. Rates between 9.3% APR and 1721% APR – your no-obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender’s requirements and approval.

Sunny Loans is a registered trading name of Upward Finance Limited, who is an introducer appointed representative of Flux Funding Limited, who is a credit broker, not a lender. Loan repayment terms are 3-36 month loans.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.


Who are Fernovo?

They have an easy, user-friendly online application form and customers will receive a decision on their application within 60 seconds.

Fernovo do not charge for paying the loan off early and will only charge you interest for the amount of time you borrow from them.

Fernovo offer loans over a maximum of 6 months, so their loans are generally suited to small amounts which can be repaid within the 6 month timeframe.

Fernovo is a registered trading style of Quidie Limited

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Representative 89% APR