Speedy payment
Small loans can be sent today.
No obligation quote
Instant quote with a soft search and no fees.
1000's of people helped
Over 7500+ no-obligation quotes processed daily!
What makes Sunny different? It could be the soft search feature that doesn’t impact your credit rating when you apply for an initial decision*. Or maybe it’s the fact that we don’t charge fees and work with a market-leading panel of lenders. Perhaps it’s because the money you borrow can be transferred into your bank account on the same day if you are accepted.
All these things are what make Sunny great. We want to help you move towards a brighter future with fair and flexible loans to suit your needs. In this section, we’ve featured everything you need to know about Sunny, from how lenders perform credit checks to how repayments work. Got a question? You’ll find the answer here.
A brighter way to find your loan
We pride ourselves on being able to offer access to fee-free loans and a completely transparent pricing structure from our market-leading panel of lenders, which means our customers can cover unexpected and emergency expenses. We don’t charge fees for applications, which means you only pay back the sum of what you originally borrowed and any interest accrued.
Perhaps you’re in need of a payday loan to cover the expense of a new boiler after your old one unexpectedly broke down, or maybe your car decided to give up on your daily commute this morning. Whatever your reason for taking out a loan, we’re here to provide access to that all-important lifeline.
Our service is ideal for short-term situations, so you will need to be in a position to repay the loan in a few months. Where they are not suitable is as a long-term solution to ongoing financial problems. In these situations, we would recommend you seek formal financial advice instead. There are many debt charities in the UK, such as Citizens Advice, StepChange and Money Helper who have experts who can provide support and guidance around your options.
Get in touch
To find out more about how a loan through Sunny could help you contact us via our UK based call centre on 0800 0485781 which is open from 08:30 to 19:00. You could also email us at [email protected]. Our friendly team will be more than happy to help you.
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How a Sunny loan can help
Here at Sunny, our aim is to help you tackle unexpected expenses quickly, so that you can get back to the important things in life. That’s why we believe bad credit loans can be the best choice for those who need credit now, and have been turned away by their bank or other credit providers. When you choose Sunny, you also enjoy the following benefits.
Get the quick loan
you need. Fast!
Apply for a loan and receive an instant decision, even with bad credit. You could receive your cash on the same day.
We never charge fees
You don’t need to worry about those extra fees. There are absolutely no application fees or admin fees.
Save on interest if you repay early
With many lenders, you can pay early and save on interest. Plus, it’s easy to manage your account online to stay on top of your upcoming payments, and even pay a bit extra or early.
Fast, flexible loans from £100 - £2500
Life can catch you off guard. That's why lenders offer quick cash
online with no fees – so no surprises.
Representative 89% APR
Loan Types
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About Sunny
Speedy payment
Small loans can be sent today.
No obligation quote
Instant quote with a soft search and no fees.
1000's of people helped
Over 7500+ no-obligation quotes processed daily!