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What makes Sunny different? It could be the soft search feature that doesn’t impact your credit rating when you apply for an initial decision*. Or maybe it’s the fact that we don’t charge fees and work with a market-leading panel of lenders through our broker partner. Perhaps it’s because the money you borrow can be transferred into your bank account on the same day if you are accepted.
All these things are what make Sunny great. We want to help you move towards a brighter future with fair and flexible loans to suit your needs. In this section, we’ve featured everything you need to know about Sunny, from how lenders perform credit checks to how repayments work. Got a question? You’ll find the answer here.
We pride ourselves on being able to offer access to fee-free loans and a completely transparent pricing structure from our partner’s market-leading panel of lenders, which means our customers can cover unexpected and emergency expenses. We don’t charge fees for applications, which means you only pay back the sum of what you originally borrowed and any interest accrued.
Perhaps you’re in need of a payday loan to cover the expense of a new boiler after your old one unexpectedly broke down, or maybe your car decided to give up on your daily commute this morning. Whatever your reason for taking out a loan, we’re here to provide access to that all-important lifeline.
Our service is ideal for short-term situations, so you will need to be in a position to repay the loan in a few months. Where they are not suitable is as a long-term solution to ongoing financial problems. In these situations, we would recommend you seek formal financial advice instead. There are many debt charities in the UK, such as Citizens Advice, StepChange and Money Helper who have experts who can provide support and guidance around your options.
To find out more about how a loan through Sunny could help you contact us via our UK based call centre on 0800 0485781 which is open from 08:30 to 19:00. You could also email us at [email protected]. Our friendly team will be more than happy to help you.
Representative 89% APR