Need Money Now?

Getting money now with Sunny

At Sunny, we work with a panel of lenders who offer emergency short-term loans in values from £100 to £2,500, to cater for a variety of expenses you may find yourself facing. We believe we provide “life support” for those who need it, and for our customers who find themselves in tough situations.

However, remember that short-term loans should always be a last resort, even if you need money now. Find out other ways to tackle the unexpected to see if there are other ways you can deal with your situation first.

Eligibility for a short-term loan

Before a lender can approve your application for a loan, they must ensure you can make repayments on the amount borrowed, so that your loan isn’t adding a further financial burden. When you’re in a situation where you need money today, you may worry that such checks will add time to the process that you can’t afford to lose. At Sunny, however, credit and affordability checks are completed within seconds to give you an instant decision on your application.

Before you apply for a loan through Sunny, we ask that you check that you meet some eligibility criteria. This means you will need to:

• Be at least 18 years old and a UK resident
• Receive a regular income and have an active bank account and debit card
• Be able to provide your address history for the past three years
• Have a working email address and mobile phone
• Not be bankrupt or otherwise insolvent

How to apply for a loan if you need money now

Applying for a loan to receive money quickly is done easily and online with Sunny. Before you apply, you can give us your details and we will come back to you quickly with an indication of whether you’re likely to be accepted for a loan with one of our lenders or not – and this doesn’t impact your credit rating.

If you’re likely to be approved, you can submit your application and, subject to passing a hard credit check and affordability assessment, receive your loan today.