Direct Lenders

Sunny is a registered trading name of  Upward Finance Limited, who is an introducer appointed representative of Flux Funding Limited. Flux Funding Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333. Licensed by the Information Commissioners Office, (registration number ZA445740). Flux Funding Limited is registered in England and Wales (Company number: 10985517), Registered Office, Newgate House, Newgate Street, Chester, CH1 1DE.

*Flux Funding is a licenced credit broker, not a lender. Flux Funding will not perform a credit check, however, our lender partners will soft search your application to assess your eligibility for a loan. If you accept their loan offer, they will perform a hard credit search.

^#Subject to lenders’ requirements and approval. Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

⁺Between 7/11/21 and 15/11/21 Flux Funding processed an average 7510 customer loan applications per day.

Sunny does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website. The minimum repayment term is 3 months.