Make an informed decision with our quick guide

Drafty is an alternative to a typical loan, credit card or overdraft. If you are succesful in applying with Drafty, you will be offered a credit limit that you can access when you need it.


What you need to know?

Representative 89% APR

Representative Example: Borrowing: £1000 for 18 months, Total Repayable: £1853.43, Total Interest: £853.43, Interest Rate (Variable): 89.9%. Rates between 9.3% APR and 1721% APR – your no-obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender’s requirements and approval.

Sunny Loans is a registered trading name of Upward Finance Limited, who is an introducer appointed representative of Flux Funding Limited, who is a credit broker, not a lender. Loan repayment terms are 3-36 month loans.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.


Who are Drafty?

As long as you make the required minimum payments and stay within your credit limt, you can use the Drafty credit line on an ongoing basis

You only pay interest on the amount of credit you use, not the full credit limit.

There are no usuage fees or early redemption fees with Drafty.

Drafty is part of GAIN Credit LLC, which is a subsidiary of GAIN Credit, Inc.

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Representative 89% APR