Time is money – or so the old saying goes – but you don’t need to worry about that when you apply for a fast payday loan from Sunny. This type of loan can help you get around short-term financial obstacles and financial emergencies.
What counts as an emergency for a fast payday loan?
If you’re faced with an emergency but don’t have the funds to cover the cost upfront, you may need to apply for a loan. For example, if you need to pay for expensive car repairs or an unexpected bill, you can get an emergency loan, fast, to help cover the cost until you’ve been paid.
At Sunny, we make an almost instant decision on loan applications we receive, and you could have the money in your bank account in under an hour if your application is approved! Choose between values of £100 to £2,500 for a fast payday loan that suits you and your circumstances. Read on to find out more about these loans, which are ideal for use in an emergency.
Eligibility for our fast payday loans
To be considered eligible for a payday loan you must be over 18 years old and a resident of the UK. You must also be employed and have a regular income to ensure you can make repayments, as well as a bank account. When you apply for a fast payday loan with Sunny, you also agree to us carrying out a credit and affordability check. This helps our team decide whether to approve your application or not. If you have a poor credit history, this can affect your chances of getting a loan.
Example of a fast payday loan
Use our clever sliding calculator below, to view a range of loan amounts and repayment periods and determine which could be the best option for you. However, you should only apply for as much as you need in an emergency money situation. Being tempted to apply for a larger amount than you really need could see you fall into financial difficulty later if you commit to higher repayments than you can afford.
Fast payday loans information hub
Want to know more about these fast and easy payday loans from Sunny? Here, we’ve answered some of the most common questions around this type of loan to help you decide if it’s the right choice for you.
How a Sunny fast payday loan can help
At Sunny, we pride ourselves on offering “life support”. Our loans are there for those in need of emergency cash and so we offer a great range of added benefits, which we’ve listed below. Take a look and see if they could help you and your financial situation.
They’re not called fast payday loans for nothing. Once your application is approved you could receive your money in as little as 15 minutes.
Emergencies are expensive enough, which is why we don’t charge extra fees when you need your money most. You won’t pay any admin or late or early repayment charges with Sunny.
You’re in control, as we give you access to an online account area that allows you to manage your payments and even make earlier ones in your own time to save on interest.
More information on fast payday loans
A fast payday loan can help you deal with an emergency situation without the added stress of worrying about how to pay for it. You can get the car fixed straight away, pay an unexpected vet bill or plan emergency travel.
Our loans are flexible in terms of the amount you can borrow, with no fees. Plus, if you decide you don’t need it or find a better alternative you can simply call to return the money to us within five days* and not pay a penny of interest. You can even repay your loan early and save on interest, unlike some other loan providers and even banks.
It’s worth noting that while these loans are helpful, they shouldn’t be sought out to cover a long standing financial issue, or to repay other similar loans. If you are struggling with money or debt, we recommend you reach out to a service such as Money Advice Service or a charity like Stepchange, who can offer advice.
What real Sunny customers say about us
Our TrustPilot score and glowing reviews say it all, we treat our customers fairly and offer a great product that helps them get back on track. Take a look for yourself below, to help you decide if Sunny is the right lender for you.
Got everything you need?
Absorbed all that information? If you believe a fast payday loan is right for you, hit the apply now button and work with our friendly team to gain access to the emergency money you need.
Looking for alternative lending options?
Here at Sunny, we offer short-term lending options for a range of circumstances. We believe in helping our customers every step of the way, which is why you’ll find a selection of helpful guides below detailing how our payday loans can help you in a number of different situations. Whether you have bad credit or are looking for a short-term lending solution, we can help.
***Soft search is currently only available to new customers. Our eligibility check will assess whether you meet our lending criteria. Even if you are eligible, we may still require proof of ID and/or proof of income before we approve the loan.