Once accepted, you receive your money fast. It can land in your bank account in 15 minutes, in some cases!
We do not charge any fees, just interest. If you repay your loan early, you’ll save money on interest, too.
Our customers love that we offer you the chance to change your mind. If you don’t need your loan, let us know in five days and you won’t pay a penny, in interest.
Based on a
30 day month
The loan term is fixed but you can repay early at any time
This loan type works like a typical cash or payday loan, you simply fill in your details and apply and we will confirm whether you have been accepted or not. You do not need to provide details of anyone who may support you with your repayments.
You could consider a no guarantor loan if you don’t have another person available to help cover your costs if you find you fall behind on payments.
Yes, it is possible. Take a look at our bad credit loans guide for more information on obtaining a payday loan with a poor credit history.
Yes, we will perform a thorough check credit and affordability assessment and consider your application based on what we find there. Your credit score is based on your financial past and is generally used to predict your future behaviour, so companies can determine how likely you are to be able to pay back any money they lend to you. If your loan applications keep getting rejected, examining your credit history is a good place to start in understanding why.
If your credit score is low, there are a few quick actions you can take that can help improve it. The first fix is to look at your credit score using free tools like Noddle, ClearScore or Experian and check that there are no mistakes listed which could be bringing your score down. If you find any potential mistakes, report them to all three of the above agencies, and the companies who filed them, as soon as possible. You can also register on the electoral roll if you are not already and close joint bank accounts, thereby ending financial associations with those who have a poor credit rating. Otherwise, borrowing small amounts and paying these back in full and on time will help to prove you are a responsible borrower.