Lending Stream

Make an informed decision with our quick guide on Lending Stream

Lending Stream started offering short-term loans to online customers in 2008. Over the past few years, they have become one of the biggest short-term loans providers operating in the UK.

Lending Stream

Who are Lending Stream?

Lending Stream Loans is a UK-based direct lender, that provides short-term loans. Sunny is a credit broker, so we pass your application to one of our direct lender partners, like Lending Stream, who will run you through a soft search and will either approve or deny your loan application.

As Lending Stream is an online lender, they operate through their website, managing loan applications and customer accounts online. Lending Stream makes your loan application process hassle-free by conducting credit checks and affordability assessments. They pride themselves on convenience and accessibility, as they aim to provide a streamlined experience for their customers.

Lending Stream offers loans over a maximum of 6 months and gives you two different options for how you would like to control your repayments. If your loan application is successful, they give you an instant decision and begin to stream cash into your bank in under 90 seconds.

Is Lending Stream a payday loan?

No Lending Stream is a short-term lender, not a payday lender. Lending Stream provides a range of short-term loan options designed to help individuals meet their financial needs in times of emergency. Whether you need funds to cover unexpected expenses or require same-day financial support, Lending Stream can help. Their loans can be repaid over 6 months, providing borrowers with the flexibility they need to manage their finances. Moreover, if borrowers choose to pay off their loans early, they won’t be charged any additional fees, and they can save on interest.

How to apply for a loan with Lending Stream

You can apply for a short-term loan with Lending Streaming in two ways. As Sunny is a credit broker, you can start your loan application online with us, and then we will pass you on to our partners, such as Lending Stream, for a soft credit check. Or, you can apply for a loan with Lending Stream themselves. Either way, you will get your loan within the hour of your application’s approval.

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Representative 89% APR

Trustpilot

Representative 89% APR

Representative Example: Representative example: Amount of credit: £1000 for 18 months at £102.42 per month. Total amount repayable of £1843.60 Interest: £843.60. Interest rate: 89% pa (fixed). Representative 89% APR. Rates between 9.3% APR and 1721% APR – your no-obligation quote and APR will be based on your personal circumstances. Individuals with a good credit score may have access to cheaper interest rates. Interest rates associated with short-term loans tend to be higher than those of traditional personal loans. Loan term lengths from 3 to 36 months. Subject to lender’s requirements and approval.

Sunny Loans is a registered trading name of Upward Finance Limited, who is an appointed representative of Flux Funding Limited, who is a credit broker, not a lender. Loan repayment terms are 3-36 month loans.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.