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Get up to £1,000 in 15 minutes of approval*

1) How much cash?

2) How long for? 2) Repayment option

3) Choose days

3) Choose months 3) Choose months

Your summary





Total to repay


Your repayments help

Your repayments

Choose repayments over 1 to 5 months. You can repay early or change to repay over a different number of months within this time.

1 repayment of

£260.00 1

  • Cash transfer in 15 mins *
  • 5 days to change your mind 2
  • Plus, get £ cashback** help

    £ cashback offer**

    For a limited time, get £ cashback. Once approved, we'll send £ cash to your bank account for you to keep.

Apply now

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative example: £350 borrowed for 12 months. Interest 345% p.a. variable. Representative 1971% APR (variable). Total amount repayable £1267.80 in 12 payments of £105.65 per month. Total cost for credit £917.80 comprising interest of £917.80.

Representative 1971% APR

Great reasons to choose us

Choose Sunny

Find out more
  • Sunny No Fee Guarantee

    No transfer, late or extension fees

    With our simple pricing there are no application fees, funding fees, rollover fees or late fees because we don't charge them, just interest on what you borrow.

  • Sunny Flexipay

    Flexible repayments

    You can make payments over one to five months and repay early at any time to pay less interest.

  • Sunny Rates

    Interest rates that get lower

    By making repayments on time and taking Sunny Tips' quizzes, you can build a score towards lower interest rates.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Your credit limit may vary. Terms and conditions apply. Available to UK residents over 18. Approval is subject to a credit assessment of your application.

* Cash is sent to your bank account within 15 minutes of approval.

1 This illustration shows the cost of borrowing up to £500 based upon assumed repayment dates. Your repayment dates will always be set to your pay dates, which may affect the length of time you borrow and therefore the cost of any credit.

2 If you change your mind within five days, call us to repay what you borrowed without any interest charges. This does not affect your statutory right to withdraw from the agreement within 14 days.

sunny.co.uk is a trading name of Think Finance (UK) Ltd, registered in England & Wales, company number 05041905, registered office: Fortress House, Skyliner Way. Bury St. Edmunds, IP32 7YA. Think Finance (UK) Limited is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register under FRN 594425

Copyright © 2014 Think Finance (UK) Ltd