24-Hour Loans With Zero Fees & An Instant Decision


Obvious as it may be, a 24-hour loan is simply a loan where the money you’ve borrowed is deposited into your account within 24 hours of the application. They are designed to help with unforeseen expenses that you can’t cover without compromising on essentials between paydays. 24-hour loans are usually quick and easy to apply for online and are for relatively small amounts generally ranging from around £50 to £1,000. This type of loan is usually paid back within a month, or occasionally over an agreed number of instalments over a longer period.

Why would someone require a 24 hour loan?

These loans are often required when a sudden expense arises. For example, a broken boiler, unexpected car repairs or just a surprise bill that you can’t cover until your next pay check comes in. When applying for one of these 24-hour loans, you’ll usually be asked for your address, bank details and employment details so the lender can run through a quick online credit check to make sure you are in a position to borrow from them. A decision regarding the loan is most often received instantly and money is deposited the same day if approval is granted.

Does Sunny offer 24 hour loans?

At Sunny, we don’t consider ourselves a payday loans company. However, we do offer short-term loan options that can arrive into your account more quickly than 24 hour loans. After a simple online application, you will generally receive a decision straight away and if your loan is approved, the money will be sent to your bank within just 15 minutes.

Our loans range from £100 to £2,500, over a variety of terms, but can be repaid early at any time, to save you money on interest fees. Also, if you change your mind after applying for a loan, we give you five days to change your mind – just call our friendly team to repay what you originally borrowed, and we won’t charge you any interest.

For further information on our flexible loans, please visit our Frequently Asked Questions. Alternatively, you can contact us using our online live chat, via twitter, email help@sunny.co.uk or phone 0800 7315 444  or 01284 715 444.].