A fast money loan can help in a number of situations – whether you need to pay for repairs to your home or need to make urgent travel arrangements for family matters. We understand that you’re looking for a quick turnaround here at Sunny, which is why one of our short-term loans may be just the solution you need.
Yes. With Sunny you’ll receive an instant decision on your application and if approved, we’ll have the money transferred directly into your bank account within 24 hours. In many cases, we can deposit the funds in just 15 minutes of your application being approved.
To apply for a Sunny loan, simply complete our online application form, filling in details such as your name, your home address, bank details and income and expenditure information. Then, our team will use this information to conduct credit and affordability checks to ensure the loan you’re applying for is one you can repay affordably. If you are accepted, we will let you know straight away and you could have the money in your bank account in as little as 15 minutes. This means if you need money today, you could have it in as little as half an hour, ready to cover whatever emergency you are currently dealing with.
Sunny loans are designed to help out in the kind of emergency situations where you need money to pay for something now, are unable to do so without leaving yourself short for other essentials. Or, perhaps you’d simply rather spread the cost than take the hit all in one month. Sunny can help in all manner of emergencies, from something as quick to fix as the car breaking down or something bigger, such as a flood in your home. Short-term loans should not be used for long-term financial issues. If you are experiencing financial difficulty, we recommend you seek impartial debt advice from a not-for-profit organisation like Stepchange or the Money Advice Service.
More information on loans from Sunny
Perhaps your car has broken down, your washing machine has given up the ghost, or an unexpected bill just landed on your doormat. Whatever the case, when you need money today you don’t want to have to wait for it.
Our team are on hand to offer an instant decision on your loan application, helping you cover that emergency expense the very same day. Our emergency loans can be an ideal solution to a short-term problem but are best saved as a last resort method of obtaining the funds you need.
Before applying for any short-term loan it’s a good idea to not only research the lenders available but to find out if you can find the money elsewhere first, for example using savings, revising your budget to accommodate the cost, or borrowing from a trusted family member or friend.
In an emergency and when you’re out of options to cover the cost, a loan from Sunny can help. Our lack of fees and charges make borrowing that little bit simpler and mean you have less to worry about.
We understand how stressful it can be to wait for money to come through, which is why we aim to get you the money you need just 15 minutes after your loan application is approved.
At Sunny, we don’t charge any fees. That means no admin charges or late payment fees. Plus, interest is charged daily, which means that if you pay back early, you’ll save money on interest!
We give you five days* to change your mind. If you don’t need your Sunny loan you can simply call to pay back the money and you won’t pay a penny of interest.
Representative 1267% APR