£100 Loans

At Sunny Loans, our broker partner offers access to 100-pound loans from a range of direct lenders with instant decisions; you could even have your £100 payday loan in your account the same day. Whether you have good credit or a low credit score, we introduce customers to the 100 emergency loans they need. However, before applying for any loan, it’s important to carry out some research and choose the right lender for your needs.

Payday loans are a big commitment, even in smaller amounts of £100, and with a very slim payment window for you to return what you owe, some people find it tough to find the funds to cover their loan payments, plus interest and regular bills. With this in mind, we’ve taken a look at £100 loans, what you need to consider before applying for one and how to find a lender that’s right for you.

What is a £100 Payday Loan?

Like other payday loans, a £100 loan is a short-term loan for 100 pounds as the name suggests. This type of loan is there to help you when you’re close to payday but need a little support before your next paycheck. Whether you need £100 emergency loans to cover unexpected costs or just to tide you over just in case, you can use these loans for whatever expenses you might need.

Can I Get A £100 Loan Today?

Yes, you can get a 100-pound loan today. You can apply for a 100 loan today, and our broker partners’ range of direct lenders will assess your application. From there, they run a soft check, which won’t harm your credit score and provide an instant decision. If you are accepted, your 100 loan from the direct lender can be in your bank account the same day. With fast 100 payday loans via Sunny, you can get your finances back on track.

Eligibility For A £100 Payday Loan

Each lender has their own set of criteria that borrowers must meet to be eligible for a loan. But general criteria that must be met include:

• Being at least 18 years old or above
• Being a UK resident
• Having a regular income
• Not being bankrupt or otherwise insolvent
• Having access to a bank account and debit card
• Having a working email address and mobile phone number

Meeting these requirements doesn’t guarantee that you will be accepted for a 100-pound loan as your credit rating is also taken into account, but it can give you an idea if you’re more likely to obtain a loan or not. Check each lender’s specific requirements carefully before making an application.

What About £100 Loans For Bad Credit?

If you have poor credit and need to borrow £100, don’t worry. Whatever your situation, 100-pound loans can be available to anyone as we understand that everyone is unique. When you apply for a £100 loan, direct lenders will run credit checks to make sure that you can pay the loan back responsibly, however, other factors will be looked at too. So, a bad credit score won’t necessarily prevent you from getting a 100 emergency loan.

Can I Get A £100 Loan with No Credit Check?

No, the Financial Conduct Authority demands that all loan providers conduct credit checks no matter how small the loan may be. So, if a lender is offering you a £100 loan with no credit check, they aren’t regulated lenders, and we recommend that you do not use them. If you are worried about being credit checked due to a low credit score, don’t worry, as you can still get £100 loans with bad credit.