At Sunny we believe that, regardless of why you need a loan, you should always shop around to look for a provider who best suits your needs.
When considering loan companies such as Quick Quid, it makes sense to do some research before you settle on the right provider for you. Different companies offer different benefits when you take out a loan with them.
Sunny, for example, doesn’t charge any fees and lets you return your loan in five days if you change your mind*. Or, perhaps you can find another solution for your money needs.
It pays to be savvy when applying to borrow money and so if you’re weighing up Quick Quid or Sunny for your short-term loan, we’ve put together a handy comparison guide.
Eligibility for a loan with Sunny or Quick Quid
Eligibility requirements for a short-term or payday loan are often very similar across the industry. To apply for a loan with either Sunny or Quick Quid you must be at least 18 years old, a UK resident and have an active bank account. You must also be employed, with regular income.
Both lenders will also ask you to provide personal information such as your name and home address, a breakdown of your income and outgoings, as well as your bank details, when you apply – this allows lenders to perform a credit check on you.
Both lenders also perform an affordability check based on your current income and outgoings. You can find out more about eligibility for a loan with Sunny via the link below.
Sunny vs Quick Quid loan examples
Here, we’ve shown how a Sunny loan shapes up alongside a similar loan from QuickQuid. Take a look so that you can decide who the better lender is for you before applying.
|Amount you can borrow||£100 – £2,500||£100 – £1,000 (£1,500 for returning customers)|
|Time to take to receive loan, if approved||15 minutes||10 minutes|
|Fees?||No fees||£15 late payment fee|
|Cancellation period||5 days*||Standard 14 days|
|Early payments allowed?||Yes and there is no fee. You could even save interest.||Yes, there is also no charge and only pay interest on the days you have borrowed.|
Sunny and Quick Quid information hub
You may have some questions around which lender is best for you and what they offer. We’ve tried to answer some of these below, to help when making your decision about where to apply for an emergency loan. If you have any further questions then you can find more information in our full FAQ section.
How Sunny can help
At Sunny, we offer loans for life emergencies, when you have nowhere else to turn for the cash you need. This is why we have created a range of supporting features to ensure our loans are easy to manage and won’t lead to financial difficulties. We’ve broken them down here.
We can transfer you your cash, fast, once you’ve been accepted. In most cases, we can have the funds you need in your account within 15 minutes of approval.
There are no hidden charges or fees to worry about when you choose Sunny. You won’t have to pay to apply or even be charged if you fall behind on a payment.
We offer all our customers five days* to change their minds on their loan. Simply call us to pay back, and you won’t pay a penny in interest.
More information on Sunny’s alternative to Quick Quid loans
Short-term loans are an excellent alternative to a traditional payday loan. Being able to pay back what you’ve borrowed over a few months, rather than in one go on your next payday, allows you to better manage your money without the worry of being left short again once you’ve repaid.
At Sunny we put our customers first, which is why we’re an ideal solution if you’re looking for Quick Quid alternatives when taking out a loan. We provide an all-important life line to our customers, helping them keep their heads above water when an unexpected bill suddenly appears.
We enable our customers to resolve their short-term financial problems and work towards a healthy financial future. We prioritise you, and make sure our loans fit around your circumstances.
For a flexible approach to financial support and great peace of mind, we think our emergency loans are second to none. Our fee-free alternative to payday loans is the ideal solution if you’re looking into a lender such as Quick Quid, but with greater flexibility.
Comments from Sunny customers
There are many reasons our customers wish to take out an emergency loan and whatever that may be – from covering the cost of a parking ticket or a broken washing machine to a problem with your car – we’re not here to judge.
We understand that it can be stressful to find yourself searching for funds to cover unexpected expenses like these. Take a look at our Trustpilot reviews and score**, to see how we’ve helped other people like you.
Got everything you need?
If you feel like Sunny is the best choice for you and you have all the information you need when it comes to getting money for an emergency, hit the apply now button below.
Looking for alternative lending options?
We offer short-term loans to help you, whatever your situation. If you want to see how we compare to other loan providers, take a look at our guides below.